Alpha Credit Financial Offer – for businesses only

Alpha Credit provides financing exclusively for companies – regardless of their legal form: from sole proprietorships to large corporations. Our goal is to deliver fast, secure, and flexible financial support wherever banks fall behind.

Non-bank secured loans

We offer loans secured by real estate – including commercial units, residential properties, land, and commercial real estate – without BIK (credit history bureau) verification. We also accept collateral in the form of shares, company equity, or other assets. We consider non-standard solutions that ensure repayment.

With us, you can quickly stabilize your financial liquidity, repay outstanding liabilities to ZUS, the tax office, or bailiffs, and finance urgent investments.

Types of financing

Business loan

Cash available in as little as 24 hours, with minimal formalities.

Investment loan

Financing for starting, developing, or expanding a business, with negotiable terms and repayment grace periods.

Consolidation loan

Combining multiple liabilities into one favorable loan, with a flexible repayment schedule.

Bridge loan

Fast financial support during the execution of an investment, with the possibility of refinancing through a bank.

Factoring

Immediate cash for invoices with deferred payment terms, including debt collection risk coverage.

Sale and leaseback of real estate

Selling a property while retaining the right to use it, unlocking frozen capital and offering tax advantages.

Loan parameters Required documents

Amount: from PLN 100,000 to PLN 3,000,000
Term: from 3 months to 3 years
Up to 60% of the property value
Option to pay interest only with deferred principal repayment
Minimum formalities – decision within 24 hours
No requirement for certificates from ZUS or the tax office

Who can benefit?

Entrepreneurs in need of fast financing
Companies with limited creditworthiness
Seasonal or non-standard industries
Businesses pursuing urgent investment opportunities
Companies with complex credit histories

Accepted collateral

We do not finance properties such as mansions requiring renovation, mines, hotels, recreational plots, or real estate in less popular locations. We prefer cities with over 50,000 residents as well as popular mountain, seaside, and lake resorts.

They trusted us

Cooperate with us